Cynthia Kimura : Pacesetter Steel Realtors

moving-inWelcome! Whether you are a first time home buyer, looking for a larger home, downsizing or relocating to this area - I want to be the REALTOR that is there for you.

Don't hesitate to call me! I'm ready to help with all of your real estate needs for Corpus Christi and the Coastal Bend areas. South Texas, rich in many cultures and traditions, is a wonderful place to live and raise a family. Together we can open the door to your dreams!

- Cynthia Kimura

Home Refinancing

home-refinancing-moneyRefinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates.

However, you need to do your homework before deciding to refinance. One important factor is the difference between current interest rates and the rate of your original loan. You also need to take into account the amount of time it will take to recoup the costs of refinancing.

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Understanding Types of Loans

Today's homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone.

While the different choices may seem overwhelming at first, the overall goal is really quite simple: you want to find a loan that fits both your current financial situation and your future plans. Though this article discusses some of the more common loan types, you should spend time talking with different lenders before deciding on the right loan for your situation.

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